Detailed analysis, personalised recommendations and expert advice aimed at helping you make the right decisions for a secure future in a complex world.

Did you know that around 50% of people (24.6million) have never taken financial advice¹?

Perceptions about financial advice and its very real benefits is preventing too many from fulfilling their potential of maximising their savings and retirement pot:

• 33% of people think their situation is too simple to require advice
• 10% have no idea of the benefits of advice
• A significant number believe it is too early, or late, to take advice.

Real- life benefits of advice: confidence, resilience, and quality of life

There is a positive impact that financial advice brings to people’s lives; for those that receive financial advice:

• 84% say it has benefitted them emotionally or mentally
• 75% receiving ongoing advice reported an improvement in their quality of life
• 58% receiving ongoing advice say taking financial advice has enabled them to reach a specific life goal or tackle one of life’s hurdles

At Amica, we understand that taking those first steps can still be daunting and that’s why we have created the Guide to Financial Wellbeing. 

For a fixed amount, you can have a 90-minute meeting with the aim of building a detailed picture of your current circumstances and an understanding of your specific life goals, such as retirement age. At a follow-up meeting, we will use cash-flow modelling software to provide you with detailed report on how your savings will likely accumulate and the potential pot available to draw on in retirement. These can be overlaid with your predicted expenditure and provide a valuable insight into steps you can take now and in the medium term to close any gaps, providing you with the confidence and security to face the future. 

Finally, you will receive your personalised report including all the cash-flow mapping scenarios we have discussed, our recommendations based on your aspirations and a host of practical tips and tools to help you along your journey.

And, if at the end of this process, you are convinced that a long-term relationship is in your interests and you decide to become a client, we will refund your report fee entirely²

¹ Opinium surveyed just under 12,000 UK adults nationwide in two polls between May and August 2024. Quotas and post-weighting were applied to the sample to make the dataset representative of the UK adult population. Quantative data referenced is sourced from the first poll which had a total sample of 7,995 respondents. Survey included those aged 18-34 (1,940), aged 55 and over (3,401).

² Report fee refunded on transfer of funds from other provider or first investment through Amica Financial Wellbeing Limited.