Financial wellbeing means something different to each of us; but the common threads will be security for our loved ones if things go wrong; our money working hard for us so we can build the life we imagine and a long and secure retirement. My purpose is to work with my clients and develop an intimate picture of their circumstances, needs and goals and, using all the resources available to me, to help bring those goals into reality.

There is no typical client or set of circumstances; I have clients taking their first steps into investing for their future, families planning for school and university fees, clients approaching retirement and looking to enjoy the fruits of their investments and those needing to consider inheritance tax and estate planning. Each client is an individual and receives a personal and bespoke service from me, supported by my team and backed by the distinctive St. James's Place approach to investment management.

So whether you are planning to grow older gracefully or disgracefully, we want to help ensure you have the means to do it on your terms.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.